*{margin:0;padding:0;box-sizing:border-box}
html,body{height:100%;font-family:'Rubik',sans-serif;background:#fff;color:#0E2940}
body{display:flex;flex-direction:column}
.hdr-wrp{background:linear-gradient(135deg,#F5F1E6 0%,#fff 50%,#F5F1E6 100%);border-bottom:3px solid #FBC008;box-shadow:0 6px 18px #0e29401f}
.hdr-tp-rw{background:linear-gradient(90deg,#0E2940 0%,#1a4a6d 100%);padding:16px 0}
.hdr-tp-cntnr{max-width:960px;margin:0 auto;padding:0 20px;text-align:center}
.cmpny-nm{font-size:32px;font-weight:700;color:#FBC008;letter-spacing:1px;text-shadow:2px 2px 4px #0000004d}
.hdr-btm-rw{padding:24px 0}
.hdr-btm-cntnr{max-width:960px;margin:0 auto;padding:0 20px;display:flex;justify-content:space-between;align-items:center;gap:30px}
.lg-wrp{flex-shrink:0}
.lg-wrp img{height:90px;width:90px;object-fit:contain;background:#fff9;padding:8px;border:2px solid #FBC008;box-shadow:0 4px 12px #fbc00840}
.mn-nvgtn{flex-grow:1;display:flex;justify-content:flex-end}
.nv-lst{list-style:none;display:flex;gap:8px;flex-wrap:wrap;justify-content:flex-end}
.nv-lst li a{display:block;padding:12px 20px;color:#0E2940;text-decoration:none;font-weight:400;font-size:16px;background:#fbc0081a;border:2px solid transparent;transition:all .2s ease}
.nv-lst li a:hover{background:#fbc00840;border-color:#FBC008;color:#0E2940}
main{flex:1}
.ftr-wrp{background:linear-gradient(180deg,#0E2940 0%,#1a4a6d 100%);color:#F5F1E6;padding:40px 0 20px;margin-top:60px;box-shadow:0 -8px 20px #0e294026}
.ftr-cntnr{max-width:960px;margin:0 auto;padding:0 20px}
.ftr-grd{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:32px;margin-bottom:32px}
.ftr-sctn h3{font-size:18px;font-weight:700;color:#FBC008;margin-bottom:16px;border-bottom:2px solid #FBC008;padding-bottom:8px}
.ftr-sctn p,.ftr-sctn a{font-size:14px;line-height:1.8;color:#F5F1E6;text-decoration:none}
.ftr-sctn a{display:inline-block;margin:4px 0;transition:color .2s ease}
.ftr-sctn a:hover{color:#FBC008}
.ftr-sctn .cntct-inf{margin:8px 0}
.ftr-sctn .cntct-inf i{color:#FBC008;margin-right:8px;width:18px}
.ftr-lnks{list-style:none}
.ftr-lnks li{margin:8px 0}
.ftr-btm{border-top:1px solid #f5f1e633;padding-top:20px;text-align:center;font-size:13px;color:#f5f1e6cc}
.ck-bnr{position:fixed;right:20px;top:50%;transform:translateY(-50%);background:#fff;border:3px solid #0E2940;box-shadow:0 8px 24px #0e29404d;width:420px;max-width:calc(100vw - 40px);z-index:9999;display:none}
.ck-bnr.shwng{display:block}
.ck-tbs{display:flex;border-bottom:2px solid #0E2940}
.ck-tb{flex:1;padding:12px;background:#F5F1E6;border:none;border-right:2px solid #0E2940;cursor:pointer;font-family:'Rubik',sans-serif;font-size:14px;font-weight:700;color:#0E2940;transition:background .2s ease}
.ck-tb:last-child{border-right:none}
.ck-tb.actv{background:#FBC008;color:#0E2940}
.ck-tb:hover{background:#FBC008}
.ck-cntnt{padding:20px}
.ck-pnl{display:none}
.ck-pnl.actv{display:block}
.ck-pnl h3{font-size:16px;margin-bottom:12px;color:#0E2940}
.ck-pnl p{font-size:13px;line-height:1.6;margin-bottom:16px;color:#0E2940}
.ck-ctgry{margin:12px 0;padding:12px;background:#F5F1E6;border-left:3px solid #FBC008}
.ck-ctgry label{display:flex;align-items:center;font-size:13px;font-weight:700;margin-bottom:6px;color:#0E2940}
.ck-ctgry input[type="checkbox"]{margin-right:8px;width:18px;height:18px}
.ck-ctgry input[type="checkbox"]:disabled{opacity:.6}
.ck-ctgry-dsc{font-size:12px;color:#0E2940;margin-top:4px;line-height:1.4}
.ck-btnz{display:flex;gap:10px;margin-top:16px}
.ck-btn{flex:1;padding:12px;border:2px solid #0E2940;background:#F5F1E6;color:#0E2940;font-family:'Rubik',sans-serif;font-size:14px;font-weight:700;cursor:pointer;transition:all .2s ease}
.ck-btn:hover{background:#0E2940;color:#FBC008}
.ck-btn.prm{background:#FBC008;border-color:#FBC008;color:#0E2940}
.ck-btn.prm:hover{background:#0E2940;color:#FBC008;border-color:#0E2940}
@media (max-width: 768px) {
.hdr-btm-cntnr{flex-direction:column;align-items:center;gap:20px}
.mn-nvgtn{width:100%}
.nv-lst{flex-direction:column;width:100%}
.nv-lst li a{text-align:center}
.cmpny-nm{font-size:24px}
.ftr-grd{grid-template-columns:1fr;gap:24px}
.ck-bnr{right:10px;left:10px;width:auto;max-width:none}
.ck-btnz{flex-direction:column}
}
@media (max-width: 480px) {
.hdr-tp-rw{padding:12px 0}
.cmpny-nm{font-size:20px}
.lg-wrp img{height:70px;width:70px}
.nv-lst li a{padding:10px 16px;font-size:15px}
}
.ttl-wrp{position:relative;min-height:520px;display:flex;align-items:center;justify-content:center;overflow:hidden;margin-bottom:80px}
.ttl-wrp .bg-blrd{position:absolute;top:0;left:0;width:100%;height:100%;object-fit:cover;filter:blur(8px);transform:scale(1.1);z-index:1}
.ttl-wrp::before{content:'';position:absolute;top:0;left:0;width:100%;height:100%;background:linear-gradient(135deg,#0e2940e0 0%,#fbc008bf 100%);z-index:2}
.ttl-wrp .cntnr-innr{position:relative;z-index:3;max-width:760px;margin:0 auto;padding:50px 20px;text-align:center}
.ttl-wrp .main-hdng{font-size:48px;font-weight:700;color:#fff;margin:0 0 30px;line-height:1.2}
.ttl-wrp .kypnts-lst{list-style:none;padding:0;margin:0 0 35px;display:flex;flex-direction:column;gap:16px}
.ttl-wrp .kypnts-lst li{font-size:19px;color:#F5F1E6;line-height:1.5;position:relative;padding-left:32px}
.ttl-wrp .kypnts-lst li::before{content:'';position:absolute;left:0;top:6px;width:20px;height:20px;background:#FBC008;border-radius:3px;box-shadow:0 2px 8px #fbc00866}
.ttl-wrp .cta-btn{display:inline-block;padding:16px 40px;background:linear-gradient(90deg,#FBC008 0%,#e6af07 100%);color:#0E2940;font-size:18px;font-weight:600;text-decoration:none;border-radius:8px;box-shadow:0 6px 18px #fbc00859 inset 0 -2px 4px #00000026;transition:all .3s ease;z-index:10;position:relative}
.ttl-wrp .cta-btn:hover{transform:translateY(-2px);box-shadow:0 8px 24px #fbc00873 inset 0 -2px 4px #00000026}
.prp-sctn{max-width:960px;margin:0 auto 90px;padding:0 20px}
.prp-sctn .sctn-hdr{text-align:left;margin-bottom:50px}
.prp-sctn .sctn-hdr h2{font-size:36px;font-weight:700;color:#0E2940;margin:0 0 18px;position:relative;display:inline-block}
.prp-sctn .sctn-hdr h2::after{content:'';position:absolute;bottom:-8px;left:0;width:80px;height:4px;background:linear-gradient(90deg,#FBC008 0%,#0E2940 100%);border-radius:2px}
.prp-sctn .sctn-hdr p{font-size:18px;color:#555;line-height:1.6;margin:20px 0 0}
.prp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.prp-crd{background:#fff;border:2px solid #F5F1E6;border-radius:6px;padding:32px 24px;transition:all .3s ease;box-shadow:0 4px 12px #0e294014}
.prp-crd:hover{border-color:#FBC008;box-shadow:0 8px 20px #fbc00833;transform:translateY(-4px)}
.prp-crd .icn-wrp{width:56px;height:56px;background:linear-gradient(135deg,#FBC008 0%,#e6af07 100%);border-radius:8px;display:flex;align-items:center;justify-content:center;margin-bottom:20px;box-shadow:0 4px 10px #fbc00840}
.prp-crd .icn-wrp i{font-size:28px;color:#0E2940}
.prp-crd h3{font-size:22px;font-weight:600;color:#0E2940;margin:0 0 14px}
.prp-crd p{font-size:16px;color:#666;line-height:1.6;margin:0}
.rqrmnts-blck{background:linear-gradient(120deg,#0E2940 0%,#1a4a68 100%);padding:70px 20px;margin-bottom:90px}
.rqrmnts-blck .cntnr-wrp{max-width:960px;margin:0 auto;display:grid;grid-template-columns:1fr 1.2fr;gap:60px;align-items:center}
.rqrmnts-blck .img-wrp{position:relative;overflow:hidden;border-radius:10px;box-shadow:0 12px 30px #0000004d}
.rqrmnts-blck .img-wrp img{width:100%;height:380px;object-fit:cover;display:block}
.rqrmnts-blck .img-wrp::after{content:'';position:absolute;top:0;left:0;width:100%;height:100%;background:linear-gradient(135deg,#fbc00833 0%,#0e29404d 100%);pointer-events:none}
.rqrmnts-blck .txt-cntn h2{font-size:34px;font-weight:700;color:#FBC008;margin:0 0 24px}
.rqrmnts-blck .txt-cntn .chckls{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:18px}
.rqrmnts-blck .txt-cntn .chckls li{font-size:17px;color:#F5F1E6;line-height:1.5;padding-left:36px;position:relative}
.rqrmnts-blck .txt-cntn .chckls li::before{content:'\f00c';font-family:'Font Awesome 6 Free';font-weight:900;position:absolute;left:0;top:2px;color:#FBC008;font-size:18px}
.stps-sectn{max-width:960px;margin:0 auto 90px;padding:0 20px}
.stps-sectn h2{font-size:36px;font-weight:700;color:#0E2940;text-align:center;margin:0 0 60px}
.stps-trcr{position:relative;display:flex;flex-direction:column;gap:40px}
.stp-itm{display:grid;grid-template-columns:80px 1fr;gap:30px;align-items:start}
.stp-itm .nmbr-crcl{width:80px;height:80px;background:linear-gradient(135deg,#FBC008 0%,#e6af07 100%);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:32px;font-weight:700;color:#0E2940;box-shadow:0 6px 16px #fbc0084d;position:relative;z-index:2}
.stp-itm:not(:last-child) .nmbr-crcl::after{content:'';position:absolute;top:100%;left:50%;transform:translateX(-50%);width:3px;height:60px;background:linear-gradient(180deg,#FBC008 0%,#0E2940 100%)}
.stp-itm .cntn-bx{background:#fff;border:2px solid #F5F1E6;border-radius:8px;padding:28px 32px;box-shadow:0 4px 14px #0e294014}
.stp-itm .cntn-bx h3{font-size:24px;font-weight:600;color:#0E2940;margin:0 0 14px}
.stp-itm .cntn-bx p{font-size:16px;color:#666;line-height:1.6;margin:0}
.fnl-cta{background:linear-gradient(75deg,#FBC008 0%,#0E2940 50%,#F5F1E6 100%);padding:80px 20px;text-align:center}
.fnl-cta .cntr-wrp{max-width:700px;margin:0 auto}
.fnl-cta h2{font-size:38px;font-weight:700;color:#0E2940;margin:0 0 22px}
.fnl-cta p{font-size:19px;color:#0E2940;line-height:1.6;margin:0 0 36px;opacity:.9}
.fnl-cta .btn-grp{display:flex;gap:20px;justify-content:center;flex-wrap:wrap}
.fnl-cta .btn-prm{display:inline-block;padding:16px 42px;background:#0E2940;color:#FBC008;font-size:18px;font-weight:600;text-decoration:none;border-radius:8px;box-shadow:0 6px 18px #0e294066 inset 0 -2px 4px #0003;transition:all .3s ease;z-index:10;position:relative}
.fnl-cta .btn-prm:hover{transform:translateY(-3px);box-shadow:0 8px 24px #0e294080 inset 0 -2px 4px #0003}
.fnl-cta .btn-scnd{display:inline-block;padding:16px 42px;background:transparent;color:#0E2940;font-size:18px;font-weight:600;text-decoration:none;border-radius:8px;border:3px solid #0E2940;transition:all .3s ease;z-index:10;position:relative}
.fnl-cta .btn-scnd:hover{background:#0E2940;color:#FBC008;transform:translateY(-3px)}
@media (max-width: 768px) {
.ttl-wrp{min-height:420px;margin-bottom:60px}
.ttl-wrp .main-hdng{font-size:34px}
.ttl-wrp .kypnts-lst li{font-size:17px}
.prp-grid{grid-template-columns:1fr;gap:24px}
.rqrmnts-blck .cntnr-wrp{grid-template-columns:1fr;gap:40px}
.rqrmnts-blck .img-wrp img{height:280px}
.stp-itm{grid-template-columns:60px 1fr;gap:20px}
.stp-itm .nmbr-crcl{width:60px;height:60px;font-size:26px}
.stp-itm:not(:last-child) .nmbr-crcl::after{height:50px}
.fnl-cta h2{font-size:30px}
.fnl-cta .btn-grp{flex-direction:column;align-items:stretch}
}
@media (min-width: 769px) and (max-width: 1024px) {
.prp-grid{grid-template-columns:repeat(2,1fr)}
.rqrmnts-blck .cntnr-wrp{gap:40px}
}
.prmry-wrpr{width:100%;max-width:960px;margin:0 auto;padding:0 20px}
.hro-zne{padding:80px 0 60px;background:linear-gradient(135deg,#FBC008 0%,#F5F1E6 100%);position:relative;overflow:hidden}
.hro-zne::before{content:'';position:absolute;top:-50%;right:-20%;width:600px;height:600px;background:#0e29400d;border-radius:50%}
.hro-cntnt-grid{display:flex;flex-direction:row;gap:50px;align-items:center;position:relative;z-index:2}
.hro-txt-area{flex:1}
.hro-txt-area .main-ttl{font-size:42px;line-height:1.2;color:#0E2940;margin:0 0 24px;font-weight:700}
.hro-txt-area .sub-dsc{font-size:18px;line-height:1.6;color:#0E2940;margin:0}
.hro-img-wrp{flex:0 0 420px;position:relative}
.hro-img-wrp img{width:100%;height:auto;display:block;border-radius:8px;box-shadow:12px 12px 0 #0e294026}
.crr-pth-sctn{padding:70px 0;background:#fff}
.sctn-hdr{text-align:center;margin-bottom:50px}
.sctn-hdr .ttl-txt{font-size:36px;color:#0E2940;margin:0 0 16px;font-weight:700}
.sctn-hdr .intro-line{font-size:17px;color:#0E2940;opacity:.8;margin:0}
.pth-grid-v2{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.pth-crd{background:linear-gradient(180deg,#F5F1E6 0%,#fff 100%);padding:35px 28px;border-radius:6px;box-shadow:0 6px 18px #fbc0081f;position:relative;transition:transform .3s ease,box-shadow .3s ease}
.pth-crd:hover{transform:translateY(-6px);box-shadow:0 12px 28px #fbc00833}
.pth-crd .icn-box{width:60px;height:60px;background:linear-gradient(135deg,#FBC008 0%,#0E2940 100%);border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:22px}
.pth-crd .icn-box i{font-size:28px;color:#F5F1E6}
.pth-crd .crd-ttl{font-size:22px;color:#0E2940;margin:0 0 14px;font-weight:600}
.pth-crd .crd-txt{font-size:16px;line-height:1.5;color:#0E2940;opacity:.85;margin:0}
.pth-crd .img-spot{margin-top:20px;border-radius:6px;overflow:hidden}
.pth-crd .img-spot img{width:100%;height:180px;object-fit:cover;display:block}
.pltfrm-growth-area{padding:70px 0;background:linear-gradient(90deg,#0E2940 0%,#1a4a6b 100%);position:relative}
.pltfrm-growth-area::after{content:'';position:absolute;bottom:0;left:0;right:0;height:4px;background:linear-gradient(90deg,#FBC008 0%,#F5F1E6 100%)}
.grwth-layout{display:flex;flex-direction:row;gap:60px;align-items:center}
.grwth-vsl{flex:0 0 440px}
.grwth-vsl img{width:100%;height:auto;display:block;border-radius:8px;box-shadow:-12px 12px 0 #fbc00840}
.grwth-info{flex:1}
.grwth-info .info-hdr{font-size:34px;color:#F5F1E6;margin:0 0 28px;font-weight:700}
.prgrs-steps{display:flex;flex-direction:column;gap:24px}
.step-itm{background:#f5f1e614;padding:24px;border-radius:6px;border-left:4px solid #FBC008;transition:background .3s ease}
.step-itm:hover{background:#f5f1e624}
.step-itm .step-num{display:inline-block;width:32px;height:32px;background:#FBC008;color:#0E2940;border-radius:50%;text-align:center;line-height:32px;font-weight:700;font-size:16px;margin-bottom:12px}
.step-itm .step-lbl{font-size:20px;color:#FBC008;margin:0 0 10px;font-weight:600}
.step-itm .step-dscrp{font-size:16px;line-height:1.5;color:#F5F1E6;opacity:.9;margin:0}
@media (max-width: 768px) {
.hro-cntnt-grid{flex-direction:column;gap:30px}
.hro-img-wrp{flex:1;width:100%}
.hro-txt-area .main-ttl{font-size:32px}
.pth-grid-v2{grid-template-columns:1fr;gap:24px}
.grwth-layout{flex-direction:column;gap:40px}
.grwth-vsl{flex:1;width:100%}
.sctn-hdr .ttl-txt{font-size:28px}
.grwth-info .info-hdr{font-size:28px}
}
@media (min-width: 769px) and (max-width: 1024px) {
.pth-grid-v2{grid-template-columns:repeat(2,1fr)}
.hro-img-wrp{flex:0 0 340px}
}
.cntct-wrppr{max-width:960px;margin:0 auto;padding:0 20px}
.hro-cntct{position:relative;height:420px;margin-bottom:60px;overflow:hidden;border-radius:8px}
.hro-cntct img{width:100%;height:100%;object-fit:cover;object-position:center}
.hro-ovrl{position:absolute;top:0;left:0;right:0;bottom:0;background:linear-gradient(135deg,#0e2940e0 0%,#fbc008b8 100%);display:flex;align-items:center;justify-content:center}
.hro-txt-box{background:#f5f1e6f2;padding:48px 56px;border-radius:6px;max-width:680px;box-shadow:0 8px 24px #0e294026}
.hro-txt-box h1{font-size:2.8rem;color:#0E2940;margin:0 0 16px;font-weight:700;line-height:1.2}
.hro-txt-box .sbtxt{font-size:1.15rem;color:#0E2940;margin:0;line-height:1.6}
.form-cntct-sect{margin-bottom:80px}
.form-inner-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.cntct-info-side h2{font-size:2.2rem;color:#0E2940;margin:0 0 28px;font-weight:600}
.cntct-info-side p{font-size:1.05rem;color:#0E2940;line-height:1.7;margin-bottom:32px}
.info-item{margin-bottom:24px;display:flex;align-items:flex-start;gap:14px}
.info-item i{color:#FBC008;font-size:1.4rem;margin-top:2px}
.info-item .dtails{flex:1}
.info-item .dtails .lbl{font-size:.9rem;color:#0E2940;opacity:.7;margin-bottom:4px;text-transform:uppercase;letter-spacing:.5px;font-weight:600}
.info-item .dtails .vl{font-size:1.1rem;color:#0E2940;line-height:1.5}
.info-item .dtails a{color:#0E2940;text-decoration:none;transition:color .3s}
.info-item .dtails a:hover{color:#FBC008}
.form-side-new{background:linear-gradient(125deg,#F5F1E6 0%,#fbc00814 100%);padding:42px;border-radius:8px;box-shadow:0 6px 18px #0e294014}
.form-side-new h3{font-size:1.6rem;color:#0E2940;margin:0 0 24px;font-weight:600}
.form-grp-row{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:18px}
.fld-wrp{margin-bottom:18px}
.fld-wrp label{display:block;font-size:.95rem;color:#0E2940;margin-bottom:8px;font-weight:500}
.fld-wrp input,.fld-wrp select,.fld-wrp textarea{width:100%;padding:14px 16px;border:2px solid #0e294026;border-radius:6px;font-size:1rem;color:#0E2940;background:#fff;transition:border-color 0.3s,box-shadow .3s;box-sizing:border-box}
.fld-wrp input:focus,.fld-wrp select:focus,.fld-wrp textarea:focus{outline:none;border-color:#FBC008;box-shadow:0 0 0 3px #fbc00826}
.fld-wrp textarea{resize:vertical;min-height:120px;font-family:inherit}
.fld-wrp select{cursor:pointer;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%230E2940' d='M6 8L0 0h12z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:40px}
.chckbx-wrp{margin:28px 0;display:flex;align-items:flex-start;gap:10px}
.chckbx-wrp input[type="checkbox"]{width:auto;margin:4px 0 0;cursor:pointer;accent-color:#FBC008}
.chckbx-wrp label{font-size:.95rem;color:#0E2940;line-height:1.5;cursor:pointer}
.chckbx-wrp label a{color:#FBC008;text-decoration:underline}
.chckbx-wrp label a:hover{color:#0E2940}
.sbmt-btn{width:100%;padding:16px 32px;background:linear-gradient(90deg,#FBC008 0%,#0E2940 100%);color:#F5F1E6;border:none;border-radius:6px;font-size:1.1rem;font-weight:600;cursor:pointer;transition:transform 0.2s,box-shadow .3s;box-shadow:0 4px 12px #fbc0084d}
.sbmt-btn:hover{transform:translateY(-2px);box-shadow:0 6px 16px #fbc00873}
.sbmt-btn:active{transform:translateY(0);box-shadow:0 2px 8px #fbc00840}
@media (max-width: 768px) {
.hro-cntct{height:320px}
.hro-txt-box{padding:32px 28px;margin:0 20px}
.hro-txt-box h1{font-size:2rem}
.hro-txt-box .sbtxt{font-size:1rem}
.form-inner-grid{grid-template-columns:1fr;gap:32px}
.form-grp-row{grid-template-columns:1fr;gap:18px}
.form-side-new{padding:28px 22px}
.cntct-info-side h2{font-size:1.8rem}
}
@media (max-width: 480px) {
.hro-cntct{height:280px}
.hro-txt-box{padding:24px 20px}
.hro-txt-box h1{font-size:1.6rem}
.hro-txt-box .sbtxt{font-size:.95rem}
.form-side-new{padding:24px 18px}
}
.pgMain{background:linear-gradient(135deg,#F5F1E6 0%,#fff 100%)}
.ttlWrpr{max-width:960px;margin:0 auto;padding:60px 20px;display:flex;gap:40px;align-items:center}
.ttlCntnt{flex:1}
.ttlHdr{font-size:2.8rem;color:#0E2940;margin:0 0 24px;font-weight:700;line-height:1.2}
.ttlPnts{list-style:none;padding:0;margin:0 0 32px}
.ttlPnts li{padding:12px 0 12px 32px;position:relative;color:#0E2940;font-size:1.1rem;line-height:1.6}
.ttlPnts li::before{content:'';position:absolute;left:0;top:18px;width:18px;height:18px;background:linear-gradient(135deg,#FBC008 0%,#0E2940 100%);clip-path:polygon(50% 0%,100% 50%,50% 100%,0% 50%)}
.ttlBttn{display:inline-block;padding:16px 36px;background:#FBC008;color:#0E2940;text-decoration:none;font-weight:600;font-size:1.05rem;border-radius:6px;box-shadow:4px 4px 12px #fbc0084d;transition:all .3s ease;position:relative;z-index:10}
.ttlBttn:hover{background:#0E2940;color:#FBC008;box-shadow:6px 6px 16px #0e294066;transform:translateY(-2px)}
.ttlImgZn{flex:1;position:relative}
.ttlImgZn::before{content:'';position:absolute;left:-20px;top:0;bottom:0;width:3px;background:linear-gradient(180deg,#FBC008 0%,#0E2940 50%,#FBC008 100%)}
.ttlImg{width:100%;height:auto;border-radius:8px;box-shadow:8px 8px 20px #0e294026;display:block;filter:contrast(1.05) brightness(0.98)}
.prgrm-v2{max-width:960px;margin:0 auto;padding:80px 20px}
.prgrm-hdr{text-align:center;margin:0 0 56px}
.prgrm-hdr h2{font-size:2.4rem;color:#0E2940;margin:0 0 16px;font-weight:700;position:relative;display:inline-block}
.prgrm-hdr h2::after{content:'';position:absolute;bottom:-8px;left:50%;transform:translateX(-50%);width:80px;height:4px;background:#FBC008}
.prgrm-hdr p{color:#0E2940;font-size:1.1rem;max-width:680px;margin:24px auto 0;line-height:1.7}
.mdlGrd{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin:0 0 48px}
.mdlCrd{background:#fff;padding:32px 24px;border-radius:8px;box-shadow:3px 3px 12px #0e29401a;transition:all .3s ease;border-top:4px solid #F5F1E6}
.mdlCrd:nth-child(1){border-top-color:#FBC008}
.mdlCrd:nth-child(2){border-top-color:#0E2940}
.mdlCrd:nth-child(3){border-top-color:#FBC008}
.mdlCrd:hover{transform:translateY(-6px);box-shadow:6px 6px 18px #0e29402e}
.mdlCrd h3{font-size:1.5rem;color:#0E2940;margin:0 0 16px;font-weight:600}
.mdlCrd p{color:#0E2940;line-height:1.7;margin:0;font-size:1rem}
.stpFlw{background:linear-gradient(120deg,#F5F1E6 0%,#fff 100%);padding:60px 32px;border-radius:10px;margin:60px 0}
.stpFlw h3{font-size:2rem;color:#0E2940;text-align:center;margin:0 0 48px;font-weight:700}
.stpLst{display:flex;flex-direction:column;gap:24px;max-width:720px;margin:0 auto}
.stpItm{display:flex;gap:24px;align-items:flex-start;background:#fff;padding:24px;border-radius:8px;box-shadow:2px 2px 10px #0e294014;position:relative}
.stpNmbr{width:48px;height:48px;background:linear-gradient(135deg,#FBC008 0%,#0E2940 100%);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.4rem;font-weight:700;flex-shrink:0}
.stpTxt h4{font-size:1.3rem;color:#0E2940;margin:0 0 8px;font-weight:600}
.stpTxt p{color:#0E2940;line-height:1.6;margin:0;font-size:1rem}
.ftrWrpr{max-width:960px;margin:0 auto;padding:80px 20px}
.ftrSpltt{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.ftrLft h2{font-size:2.2rem;color:#0E2940;margin:0 0 20px;font-weight:700;line-height:1.3}
.ftrLft p{color:#0E2940;font-size:1.05rem;line-height:1.7;margin:0 0 16px}
.bnftLst{list-style:none;padding:0;margin:24px 0 0}
.bnftLst li{padding:10px 0 10px 36px;position:relative;color:#0E2940;font-size:1.05rem;line-height:1.6}
.bnftLst li::before{content:'\f00c';font-family:'Font Awesome 6 Free';font-weight:900;position:absolute;left:0;top:10px;color:#FBC008;font-size:1.2rem}
.ftrRght{background:#fff;padding:40px 36px;border-radius:10px;box-shadow:6px 6px 20px #0e29401f;border:2px solid #F5F1E6}
.ftrRght h3{font-size:1.6rem;color:#0E2940;margin:0 0 20px;font-weight:600}
.ftrRght p{color:#0E2940;line-height:1.7;margin:0 0 28px;font-size:1rem}
.ftrBtnGrp{display:flex;flex-direction:column;gap:16px}
.ftrBtn{display:block;padding:16px 28px;text-align:center;text-decoration:none;font-weight:600;font-size:1.05rem;border-radius:8px;transition:all .3s ease;position:relative;z-index:10}
.ftrBtn.prmry{background:#FBC008;color:#0E2940;box-shadow:4px 4px 14px #fbc0084d}
.ftrBtn.prmry:hover{background:#0E2940;color:#FBC008;box-shadow:6px 6px 18px #0e294066;transform:translateY(-2px)}
.ftrBtn.scndry{background:#F5F1E6;color:#0E2940;border:2px solid #FBC008}
.ftrBtn.scndry:hover{background:#FBC008;color:#0E2940;transform:translateY(-2px)}
.cmprsnBlck{max-width:960px;margin:0 auto;padding:80px 20px;background:linear-gradient(160deg,#fff 0%,#F5F1E6 100%)}
.cmprsnHdr{text-align:center;margin:0 0 52px}
.cmprsnHdr h2{font-size:2.3rem;color:#0E2940;margin:0 0 16px;font-weight:700}
.cmprsnHdr p{color:#0E2940;font-size:1.05rem;line-height:1.7;max-width:700px;margin:0 auto}
.cmprsnGrd{display:grid;grid-template-columns:repeat(2,1fr);gap:32px}
.cmprsnCrd{background:#fff;padding:36px 28px;border-radius:10px;box-shadow:4px 4px 16px #0e29401a;position:relative;overflow:hidden}
.cmprsnCrd::before{content:'';position:absolute;top:0;left:0;right:0;height:6px;background:linear-gradient(90deg,#FBC008 0%,#0E2940 100%)}
.cmprsnCrd h3{font-size:1.6rem;color:#0E2940;margin:0 0 20px;font-weight:600}
.cmprsnLst{list-style:none;padding:0;margin:0}
.cmprsnLst li{padding:12px 0 12px 32px;position:relative;color:#0E2940;font-size:1rem;line-height:1.6;border-bottom:1px solid #F5F1E6}
.cmprsnLst li:last-child{border-bottom:none}
.cmprsnLst li::before{content:'\f054';font-family:'Font Awesome 6 Free';font-weight:900;position:absolute;left:0;top:12px;color:#FBC008;font-size:.9rem}
@media (max-width: 768px) {
.ttlWrpr{flex-direction:column;padding:40px 20px}
.ttlImgZn::before{display:none}
.ttlHdr{font-size:2rem}
.mdlGrd{grid-template-columns:1fr;gap:20px}
.ftrSpltt{grid-template-columns:1fr;gap:40px}
.cmprsnGrd{grid-template-columns:1fr;gap:24px}
.prgrm-hdr h2{font-size:1.9rem}
.stpFlw h3{font-size:1.7rem}
}
@media (min-width: 769px) and (max-width: 1024px) {
.ttlWrpr{padding:50px 30px}
.mdlGrd{grid-template-columns:repeat(2,1fr)}
}
.rvw-pg-wr{max-width:960px;margin:0 auto;padding:0 20px}
.ttl-blck{display:flex;align-items:center;gap:40px;padding:60px 0;position:relative;overflow:hidden}
.ttl-blck::before{content:'';position:absolute;top:0;left:-50%;width:200%;height:100%;background:repeating-linear-gradient(45deg,transparent,transparent 35px,#fbc00808 35px,#fbc00808 70px);pointer-events:none}
.ttl-img-wr{flex:0 0 280px;position:relative;z-index:2}
.ttl-img-wr img{width:100%;height:240px;object-fit:cover;border-radius:8px;box-shadow:6px 6px 16px #0e294026}
.ttl-txt{flex:1;position:relative;z-index:2}
.ttl-txt h1{font-size:2.6em;color:#0E2940;margin:0;line-height:1.2}
.fdbck-grd{display:grid;grid-template-columns:1fr 1fr;gap:30px;padding:50px 0}
.fdbck-crd{background:#fff;padding:32px;border-radius:8px;border:2px solid #F5F1E6;position:relative;transition:all .3s ease}
.fdbck-crd:hover{border-color:#FBC008;box-shadow:8px 8px 20px #fbc0081f;transform:translateY(-4px)}
.fdbck-crd::before{content:'"';position:absolute;top:16px;left:20px;font-size:4em;color:#fbc00826;font-family:Georgia,serif;line-height:1}
.fdbck-hdr{display:flex;align-items:center;gap:16px;margin-bottom:20px;position:relative;z-index:2}
.fdbck-initl{width:52px;height:52px;border-radius:50%;background:linear-gradient(135deg,#FBC008 0%,#0E2940 100%);display:flex;align-items:center;justify-content:center;font-size:1.3em;font-weight:700;color:#fff;flex-shrink:0}
.fdbck-inf{flex:1}
.fdbck-nm{font-size:1.1em;font-weight:600;color:#0E2940;margin:0 0 4px}
.fdbck-dt{font-size:.85em;color:#666}
.fdbck-rtng{display:flex;gap:4px;margin-bottom:16px}
.fdbck-str{color:#FBC008;font-size:1.1em}
.fdbck-txt{font-size:.95em;line-height:1.65;color:#333;margin:0}
.stts-blck{background:linear-gradient(135deg,#F5F1E6 0%,#fff 100%);padding:60px 40px;border-radius:10px;margin:50px 0}
.stts-hdng{text-align:center;font-size:2em;color:#0E2940;margin:0 0 50px}
.stts-dspla{display:flex;justify-content:space-around;gap:30px}
.stts-itm{text-align:center;flex:1;position:relative}
.stts-itm::after{content:'';position:absolute;bottom:-10px;left:50%;transform:translateX(-50%);width:60px;height:3px;background:#FBC008}
.stts-nmbr{font-size:3em;font-weight:700;color:#0E2940;margin:0 0 8px;line-height:1}
.stts-lbl{font-size:.95em;color:#666;margin:0}
.dtl-sctn{display:grid;grid-template-columns:2fr 1fr;gap:40px;padding:50px 0;align-items:start}
.dtl-cntnt h3{font-size:1.8em;color:#0E2940;margin:0 0 24px;position:relative;padding-left:20px}
.dtl-cntnt h3::before{content:'';position:absolute;left:0;top:50%;transform:translateY(-50%);width:6px;height:80%;background:#FBC008;border-radius:3px}
.dtl-lst{list-style:none;padding:0;margin:0 0 30px}
.dtl-lst li{padding:12px 0 12px 36px;position:relative;font-size:.95em;line-height:1.6;color:#333;border-bottom:1px solid #F5F1E6}
.dtl-lst li:last-child{border-bottom:none}
.dtl-lst li::before{content:'\f058';font-family:'Font Awesome 6 Free';font-weight:900;position:absolute;left:0;color:#FBC008;font-size:1.2em}
.dtl-imgbx{position:relative}
.dtl-imgbx img{width:100%;height:380px;object-fit:cover;border-radius:8px;box-shadow:10px 10px 24px #0e29402e}
.dtl-imgbx::after{content:'';position:absolute;top:-12px;right:-12px;width:100%;height:100%;border:3px solid #FBC008;border-radius:8px;z-index:-1}
.xprnc-wr{padding:60px 0}
.xprnc-hdng{font-size:2em;color:#0E2940;text-align:center;margin:0 0 50px}
.xprnc-flx{display:flex;gap:30px}
.xprnc-crd{flex:1;background:#fff;border-radius:8px;overflow:hidden;box-shadow:0 4px 16px #0e29401a;transition:all .3s ease}
.xprnc-crd:hover{transform:translateY(-6px);box-shadow:0 10px 28px #fbc00833}
.xprnc-imgwr{width:100%;height:220px;overflow:hidden;position:relative}
.xprnc-imgwr::before{content:'';position:absolute;top:0;left:0;width:100%;height:100%;background:linear-gradient(180deg,transparent 50%,#0e294099 100%);z-index:1}
.xprnc-imgwr img{width:100%;height:100%;object-fit:cover;transition:transform .4s ease}
.xprnc-crd:hover .xprnc-imgwr img{transform:scale(1.08)}
.xprnc-cntnt{padding:28px}
.xprnc-ttl{font-size:1.3em;color:#0E2940;margin:0 0 14px}
.xprnc-dsc{font-size:.9em;line-height:1.7;color:#555;margin:0 0 20px}
.xprnc-authr{display:flex;align-items:center;gap:12px;padding-top:16px;border-top:2px solid #F5F1E6}
.xprnc-icn{width:38px;height:38px;border-radius:50%;background:linear-gradient(135deg,#0E2940 0%,#FBC008 100%);display:flex;align-items:center;justify-content:center;font-size:.9em;font-weight:700;color:#fff}
.xprnc-meta{flex:1}
.xprnc-nm{font-size:.9em;font-weight:600;color:#0E2940;margin:0 0 2px}
.xprnc-rl{font-size:.8em;color:#777;margin:0}
@media (max-width: 768px) {
.ttl-blck{flex-direction:column;gap:24px;padding:40px 0}
.ttl-img-wr{flex:0 0 auto;width:100%}
.ttl-img-wr img{height:200px}
.ttl-txt h1{font-size:2em}
.fdbck-grd{grid-template-columns:1fr;gap:20px;padding:30px 0}
.stts-blck{padding:40px 20px;margin:30px 0}
.stts-hdng{font-size:1.6em;margin:0 0 35px}
.stts-dspla{flex-direction:column;gap:30px}
.dtl-sctn{grid-template-columns:1fr;gap:30px;padding:30px 0}
.dtl-imgbx img{height:280px}
.xprnc-wr{padding:40px 0}
.xprnc-hdng{font-size:1.6em;margin:0 0 30px}
.xprnc-flx{flex-direction:column;gap:24px}
}
.ck-pg-wrp{max-width:960px;margin:0 auto;padding:0 20px}
.ttl-blk{position:relative;padding:140px 20px 100px;text-align:center;overflow:hidden}
.ttl-blk::before{content:'';position:absolute;top:50%;left:50%;width:400px;height:400px;transform:translate(-50%,-50%);background:linear-gradient(135deg,#FBC008 0%,#fbc0084d 50%,#f5f1e61a 100%);border-radius:50%;filter:blur(80px);z-index:1;opacity:.6}
.ttl-blk::after{content:'';position:absolute;top:30%;left:10%;width:8px;height:8px;background:#FBC008;border-radius:50%;box-shadow:120px 40px 0 #0E2940,240px 20px 0 #FBC008,80px 100px 0 #fbc00866 200px 110px 0 #0e29404d 320px 80px 0 #FBC008,60px 160px 0 #0e294033;z-index:1}
.ttl-cntnt{position:relative;z-index:2}
.mn-hdng{font-size:3.2rem;color:#0E2940;margin:0 0 16px;font-weight:700;line-height:1.2}
.scnd-hdng{font-size:1.3rem;color:#0E2940;margin:0 0 24px;font-weight:500;opacity:.8}
.ttl-dsc{font-size:1.05rem;color:#0E2940;line-height:1.7;max-width:600px;margin:0 auto;opacity:.7}
.plcy-sctn{padding:60px 20px 80px;background:linear-gradient(165deg,#f5f1e666 0%,#fbc0080d 100%)}
.plcy-inner{max-width:760px;margin:0 auto}
.plcy-hdr{font-size:1.9rem;color:#0E2940;margin:0 0 32px;font-weight:600;padding-bottom:18px;border-bottom:3px solid #FBC008;position:relative}
.plcy-hdr::before{content:'';position:absolute;bottom:-3px;left:0;width:80px;height:3px;background:#0E2940}
.plcy-txt{font-size:1.02rem;line-height:1.8;color:#0E2940;margin:0 0 28px;opacity:.85}
.plcy-sbhdr{font-size:1.45rem;color:#0E2940;margin:48px 0 20px;font-weight:600;position:relative;padding-left:24px}
.plcy-sbhdr::before{content:'';position:absolute;left:0;top:8px;width:12px;height:12px;background:linear-gradient(135deg,#FBC008 0%,#0E2940 100%);border-radius:2px;transform:rotate(45deg)}
.plcy-lst{margin:24px 0;padding:0;list-style:none}
.plcy-lst-itm{font-size:1rem;line-height:1.75;color:#0E2940;margin:0 0 14px;padding-left:32px;position:relative;opacity:.82}
.plcy-lst-itm::before{content:'';position:absolute;left:0;top:10px;width:18px;height:2px;background:#FBC008;box-shadow:0 6px 0 #FBC008}
.inf-bx{background:linear-gradient(120deg,#fbc00814 0%,#f5f1e699 100%);padding:28px 32px;border-radius:8px;border-left:6px solid #FBC008;margin:36px 0;box-shadow:4px 4px 16px #0e294014}
.inf-bx-txt{font-size:1rem;line-height:1.7;color:#0E2940;margin:0;opacity:.88}
.cntct-blk{background:linear-gradient(95deg,#0E2940 0%,#0e2940eb 100%);padding:32px;border-radius:10px;margin:48px 0 0;box-shadow:6px 6px 20px #fbc00826}
.cntct-hdr{font-size:1.35rem;color:#FBC008;margin:0 0 18px;font-weight:600}
.cntct-txt{font-size:1rem;line-height:1.7;color:#F5F1E6;margin:0 0 22px;opacity:.9}
.cntct-lnk{color:#FBC008;text-decoration:none;font-weight:600;border-bottom:2px solid transparent;transition:all .3s ease;display:inline-block}
.cntct-lnk:hover{border-bottom-color:#FBC008;transform:translateX(4px)}
.updt-nt{text-align:center;padding:32px 20px;font-size:.95rem;color:#0E2940;opacity:.6;font-style:italic}
@media (max-width: 768px) {
.mn-hdng{font-size:2.2rem}
.scnd-hdng{font-size:1.1rem}
.ttl-blk{padding:100px 20px 70px}
.ttl-blk::before{width:280px;height:280px}
.plcy-sctn{padding:40px 16px 60px}
.plcy-hdr{font-size:1.6rem;margin-bottom:24px}
.plcy-sbhdr{font-size:1.25rem;margin:36px 0 16px}
.inf-bx{padding:22px 24px;margin:28px 0}
.cntct-blk{padding:26px 22px;margin:36px 0 0}
}
@media (max-width: 480px) {
.mn-hdng{font-size:1.8rem}
.plcy-hdr{font-size:1.4rem}
.plcy-txt{font-size:.98rem}
.ttl-blk::after{display:none}
}
.prvc-hdr-wrp{background:linear-gradient(135deg,#0E2940 0%,#1a3d5c 100%);padding:80px 20px;text-align:center;position:relative;overflow:hidden}
.prvc-hdr-wrp::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;background:#FBC008}
.prvc-hdr-wrp::after{content:'';position:absolute;bottom:0;left:50%;transform:translateX(-50%);width:120px;height:2px;background:#FBC008}
.prvc-ttl{font-size:42px;font-weight:700;color:#F5F1E6;margin:0 0 16px;letter-spacing:.5px}
.prvc-sbtl{font-size:16px;color:#F5F1E6;opacity:.85;margin:0;max-width:600px;margin-left:auto;margin-right:auto}
.prvc-cntnt-blck{max-width:960px;margin:0 auto;padding:80px 20px}
.plcy-sctn{margin-bottom:60px;padding:40px;background:#fff;border-left:4px solid #FBC008;box-shadow:8px 8px 20px #0e294014}
.plcy-sctn:last-child{margin-bottom:0}
.sctn-hdng{font-size:28px;font-weight:600;color:#0E2940;margin:0 0 24px;position:relative;padding-left:20px}
.sctn-hdng::before{content:'';position:absolute;left:0;top:50%;transform:translateY(-50%);width:8px;height:8px;background:#FBC008;border-radius:50%}
.plcy-txt{font-size:16px;line-height:1.75;color:#333;margin:0 0 20px}
.plcy-txt:last-child{margin-bottom:0}
.plcy-lst{margin:0 0 20px;padding-left:0;list-style:none}
.plcy-lst-itm{font-size:16px;line-height:1.75;color:#333;margin-bottom:12px;padding-left:28px;position:relative}
.plcy-lst-itm::before{content:'';position:absolute;left:0;top:10px;width:6px;height:6px;background:#FBC008;border-radius:50%}
.plcy-lst-itm:last-child{margin-bottom:0}
.hghlght-term{color:#0E2940;font-weight:600;position:relative;padding-bottom:2px}
.hghlght-term::after{content:'';position:absolute;bottom:0;left:0;width:100%;height:2px;background:linear-gradient(90deg,#FBC008 0%,transparent 100%)}
.cntct-blck{background:linear-gradient(135deg,#F5F1E6 0%,#fff 100%);padding:40px;border-radius:8px;margin-top:40px;box-shadow:0 4px 16px #0e29400f}
.cntct-hdng{font-size:22px;font-weight:600;color:#0E2940;margin:0 0 20px}
.cntct-info{font-size:16px;line-height:1.75;color:#333;margin:0 0 12px}
.cntct-lnk{color:#0E2940;font-weight:500;text-decoration:none;border-bottom:1px solid #FBC008;transition:all .3s ease}
.cntct-lnk:hover{color:#FBC008;border-bottom-color:#0E2940}
.updt-nt{font-size:14px;color:#666;font-style:italic;margin-top:20px;padding-top:20px;border-top:1px solid #e0e0e0}
@media (max-width: 768px) {
.prvc-hdr-wrp{padding:60px 20px}
.prvc-ttl{font-size:32px}
.prvc-sbtl{font-size:14px}
.prvc-cntnt-blck{padding:60px 20px}
.plcy-sctn{padding:28px 20px;margin-bottom:40px}
.sctn-hdng{font-size:24px}
.cntct-blck{padding:28px 20px}
}
@media (max-width: 480px) {
.prvc-hdr-wrp{padding:50px 16px}
.prvc-ttl{font-size:28px}
.prvc-cntnt-blck{padding:50px 16px}
.plcy-sctn{padding:24px 16px}
.sctn-hdng{font-size:22px}
.plcy-txt,.plcy-lst-itm{font-size:15px}
}
.sccs-wrap{max-width:960px;margin:0 auto;padding:60px 20px}
.cfrm-bnr{display:flex;align-items:center;gap:50px;margin-bottom:80px;position:relative}
.cfrm-bnr::before{content:'';position:absolute;top:-30px;left:-30px;right:-30px;bottom:-30px;background:linear-gradient(90deg,#fbc00808 1px,transparent 1px),linear-gradient(0deg,#fbc00808 1px,transparent 1px);background-size:40px 40px;z-index:-1;pointer-events:none}
.cfrm-txt-lft{flex:1;padding-right:30px}
.cfrm-txt-lft h1{font-size:42px;line-height:1.2;color:#0E2940;margin:0 0 20px;position:relative}
.cfrm-txt-lft h1::after{content:'';position:absolute;bottom:-8px;left:0;width:80px;height:4px;background:linear-gradient(90deg,#FBC008 0%,#fbc0084d 100%)}
.cfrm-txt-lft .tglne-txt{font-size:18px;line-height:1.6;color:#444;margin:30px 0 35px}
.bttn-grp{display:flex;gap:18px;flex-wrap:wrap}
.btn-prm{display:inline-block;padding:14px 32px;background:linear-gradient(135deg,#FBC008 0%,#f0b400 100%);color:#0E2940;text-decoration:none;font-weight:600;font-size:16px;border-radius:6px;box-shadow:0 6px 20px #fbc0084d;transition:all .3s ease;position:relative;z-index:10}
.btn-prm:hover{transform:translateY(-3px);box-shadow:0 10px 28px #fbc00866;background:linear-gradient(135deg,#f0b400 0%,#FBC008 100%)}
.btn-scndry{display:inline-block;padding:14px 32px;background:transparent;color:#0E2940;text-decoration:none;font-weight:600;font-size:16px;border:2px solid #0E2940;border-radius:6px;transition:all .3s ease;position:relative;z-index:10}
.btn-scndry:hover{background:#0E2940;color:#F5F1E6;box-shadow:0 6px 18px #0e294040}
.cfrm-img-rght{flex:1;position:relative}
.img-cntr-outer{position:relative;border-radius:8px;overflow:hidden;box-shadow:0 12px 40px #0e294026}
.img-cntr-outer::after{content:'';position:absolute;inset:0;box-shadow:inset 0 0 60px #f5f1e6cc;pointer-events:none}
.placeholder-img{width:100%;height:380px;background:linear-gradient(135deg,#F5F1E6 0%,#e8e2d0 50%,#F5F1E6 100%);display:flex;align-items:center;justify-content:center;position:relative;overflow:hidden}
.placeholder-img::before{content:'';position:absolute;width:200px;height:200px;background:radial-gradient(circle,#fbc00826 0%,transparent 70%);border-radius:50%;top:50%;left:50%;transform:translate(-50%,-50%)}
.placeholder-img svg{width:80px;height:80px;opacity:.3;z-index:1}
.nxt-stps-blck{background:linear-gradient(165deg,#F5F1E6 0%,#fff 50%,#F5F1E6 100%);border-radius:10px;padding:60px 40px;position:relative;overflow:hidden}
.nxt-stps-blck::before{content:'';position:absolute;top:0;left:0;width:100%;height:8px;background:linear-gradient(90deg,#FBC008 0%,#0E2940 50%,#FBC008 100%)}
.nxt-stps-blck h2{font-size:36px;color:#0E2940;margin:0 0 50px;text-align:center;position:relative}
.nxt-stps-blck h2::before{content:'';position:absolute;left:50%;transform:translateX(-50%);bottom:-18px;width:60px;height:3px;background:#FBC008}
.stps-grid-v2{display:grid;grid-template-columns:repeat(3,1fr);gap:35px;margin-bottom:50px}
.stp-crd-new{background:#fff;padding:35px 28px;border-radius:8px;box-shadow:0 4px 16px #0e294014;position:relative;transition:all .3s ease;border-left:4px solid transparent}
.stp-crd-new:hover{transform:translateY(-6px);box-shadow:0 12px 30px #0e294026;border-left-color:#FBC008}
.stp-crd-new .stp-nmbr{position:absolute;top:20px;right:20px;width:45px;height:45px;background:linear-gradient(135deg,#fbc00826 0%,#fbc0080d 100%);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:20px;font-weight:700;color:#FBC008}
.stp-crd-new h3{font-size:22px;color:#0E2940;margin:0 0 16px}
.stp-crd-new .dscrptn{font-size:15px;line-height:1.7;color:#555;margin:0}
.fnl-cta-area{text-align:center;padding-top:20px}
.fnl-cta-area .cta-hlpr-txt{font-size:16px;color:#666;margin:0 0 25px}
@media (max-width: 768px) {
.sccs-wrap{padding:40px 18px}
.cfrm-bnr{flex-direction:column;gap:35px;margin-bottom:60px}
.cfrm-txt-lft{padding-right:0}
.cfrm-txt-lft h1{font-size:32px}
.cfrm-txt-lft .tglne-txt{font-size:16px}
.bttn-grp{flex-direction:column;align-items:stretch}
.btn-prm,.btn-scndry{text-align:center}
.placeholder-img{height:280px}
.nxt-stps-blck{padding:45px 25px}
.nxt-stps-blck h2{font-size:28px;margin-bottom:40px}
.stps-grid-v2{grid-template-columns:1fr;gap:25px}
.stp-crd-new{padding:30px 24px}
}
@media (min-width: 769px) and (max-width: 1024px) {
.cfrm-bnr{gap:40px}
.cfrm-txt-lft h1{font-size:36px}
.stps-grid-v2{grid-template-columns:repeat(2,1fr);gap:30px}
}